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Objective: The incomplete digitization systems in Uzbekistan’s hotel industry result in operational inefficiencies, low-quality services, and guest dissatisfaction, particularly from foreign visitors. Key issues include a lack of ICT specialists, ...

Objective: This study explores the agrocluster system in Uzbekistan, emphasizing its role in enhancing agricultural productivity, economic resilience, and export potential. By integrating production, processing, and distribution, agroclusters aim ...

Objective: This study analyzes the development trends of innovative banking services, with a focus on the implementation of digital banking across countries categorized by income level. The research aims to examine the disparity in digital banking...

Objective: The purpose of this study is to examine how the temperature of the water and the concentration of NaCl affect the Rayleigh wing line, with an emphasis on how supersonic lattice modulation contributes to the narrowing of the Rayleigh win...

Objective: This study aims to examine the theoretical foundations and methodologies of the Country Risk Assessment Model (CRAM), focusing on its ability to evaluate country risk through a comprehensive analysis of economic, political, and social i...

Artificial Intеlligеncе (AI) is transforming thе landscapе of businеss opеrations through thе automation of procеssеs, еnhancing еfficiеncy, productivity, and accuracy. This articlе еxplorеs thе impact of AI on automating tasks across various indu...

Financial analysis plays a critical role in optimizing the efficiency of logistics corporate structures by providing data-driven insights into resource allocation, cost management, and profitability. This paper explores the integration of financia...

The practice of insurance of credit facilities of commercial banks is an important means of credit risk management in banking activities. Through insurance, banks can protect their loan portfolio from risks and reduce losses related to customers w...

In this article, banks are in the process of digital transformation Problems and current situation in improving retail banking services are analyzed. In particular, in the transformation of the banking system of Uzbekistan, the revision of the ban...

The transition to renewable energy is a key strategy for reducing CO2 emissions and promoting green growth in Uzbekistan. This paper explores the role of renewable energy sources, including solar, wind, and hydropower, in reducing carbon emissions...